/* =========================================================
   Florida Injury Advisory — Global Stylesheet
   ========================================================= */

/* ---------- Design Tokens ---------- */
:root {
  --navy: #102A43;
  --blue: #1F5D8F;
  --coastal: #5F87A6;
  --pale-bg: #EEF5F9;
  --warm-white: #FAF9F6;
  --text-dark: #1E2933;
  --text-muted: #5B6872;
  --white: #FFFFFF;
  --gold: #B79255;
  --gold-text: #7A5C2E; /* darker gold for text-on-light use; #B79255 fails WCAG AA as foreground text */

  --font-heading: "Libre Baskerville", "Georgia", serif;
  --font-body: "Inter", "Source Sans 3", -apple-system, BlinkMacSystemFont, sans-serif;

  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;

  --shadow-sm: 0 1px 3px rgba(16, 42, 67, 0.08);
  --shadow-md: 0 8px 24px rgba(16, 42, 67, 0.10);
  --shadow-lg: 0 16px 40px rgba(16, 42, 67, 0.14);

  --container-width: 1180px;
  --header-height: 76px;

  --transition: 180ms ease;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

body, h1, h2, h3, h4, p, figure, blockquote, dl, dd, ul, ol {
  margin: 0;
}
ul[class], ol[class] { padding: 0; list-style: none; }
img, picture { max-width: 100%; display: block; }
input, button, textarea, select { font: inherit; color: inherit; }
a { color: inherit; }
button { cursor: pointer; }

body {
  font-family: var(--font-body);
  color: var(--text-dark);
  background: var(--warm-white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ---------- Focus States ---------- */
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ---------- Typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--navy);
  line-height: 1.25;
  font-weight: 700;
}
h1 { font-size: clamp(2rem, 1.6rem + 1.8vw, 3.15rem); line-height: 1.15; }
h2 { font-size: clamp(1.55rem, 1.35rem + 1vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 1.1rem + 0.5vw, 1.5rem); }
h4 { font-size: 1.1rem; }

p { color: var(--text-muted); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.eyebrow::before {
  content: "";
  display: inline-block;
  width: 22px;
  height: 1px;
  background: var(--gold);
}

.lede {
  font-size: 1.15rem;
  color: var(--text-muted);
  max-width: 60ch;
}

.text-center { text-align: center; }
.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: absolute;
  left: 12px;
  top: -48px;
  background: var(--navy);
  color: var(--white);
  padding: 12px 18px;
  border-radius: var(--radius-sm);
  z-index: 200;
  transition: top var(--transition);
  font-weight: 600;
  font-size: 0.9rem;
}
.skip-link:focus { top: 12px; }

/* ---------- Layout Helpers ---------- */
.container {
  width: 100%;
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 24px;
}
.section {
  padding: 72px 0;
}
.section--tight { padding: 48px 0; }
.section--pale { background: var(--pale-bg); }
.section--navy {
  background: var(--navy);
  color: var(--white);
}
.section--navy h2, .section--navy h3 { color: var(--white); }
.section--navy p { color: rgba(255,255,255,0.78); }

.section-head {
  max-width: 640px;
  margin: 0 auto 40px;
  text-align: center;
}
.section-head--left {
  margin: 0 0 40px;
  text-align: left;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 600;
  font-size: 0.98rem;
  padding: 14px 26px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition);
  text-decoration: none;
  min-height: 48px;
  line-height: 1.2;
}
.btn-primary {
  background: var(--blue);
  color: var(--white);
}
.btn-primary:hover { background: var(--navy); box-shadow: var(--shadow-md); }
.btn-gold {
  background: var(--gold);
  color: var(--navy);
}
.btn-gold:hover { background: #a37f47; box-shadow: var(--shadow-md); }
.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
}
.btn-outline:hover { background: rgba(255,255,255,0.12); }
.btn-outline-navy {
  background: transparent;
  border-color: var(--coastal);
  color: var(--navy);
}
.btn-outline-navy:hover { background: var(--pale-bg); }
.btn-block { width: 100%; }
.btn-sm { padding: 10px 18px; min-height: 40px; font-size: 0.9rem; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  color: var(--blue);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: gap var(--transition), border-color var(--transition);
}
.link-arrow svg { transition: transform var(--transition); }
.link-arrow:hover { gap: 10px; border-color: var(--blue); }
.link-arrow:hover svg { transform: translateX(2px); }

/* ---------- Header ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(250, 249, 246, 0.94);
  backdrop-filter: saturate(160%) blur(8px);
  border-bottom: 1px solid rgba(16,42,67,0.08);
  transition: box-shadow var(--transition);
}
.site-header.is-scrolled {
  box-shadow: 0 4px 18px rgba(16,42,67,0.08);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: var(--header-height);
}

.logo {
  display: flex;
  align-items: baseline;
  gap: 8px;
  text-decoration: none;
  flex-shrink: 0;
}
.logo-mark {
  color: var(--gold);
  flex-shrink: 0;
}
.logo-text-primary {
  font-family: var(--font-heading);
  font-size: 1.28rem;
  color: var(--navy);
  font-weight: 700;
  letter-spacing: 0.01em;
}
.logo-text-secondary {
  font-family: var(--font-body);
  font-size: 0.68rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--coastal);
  font-weight: 600;
}

.main-nav {
  display: none;
}
.main-nav ul {
  display: flex;
  align-items: center;
  gap: 30px;
}
.main-nav a {
  text-decoration: none;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-dark);
  padding: 8px 2px;
  position: relative;
}
.main-nav a::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.main-nav a:hover::after,
.main-nav a[aria-current="page"]::after {
  transform: scaleX(1);
}
.main-nav a[aria-current="page"] { color: var(--navy); }

.header-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}
.header-cta { white-space: nowrap; }

.menu-toggle {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background: transparent;
  border: 1px solid rgba(16,42,67,0.15);
  border-radius: var(--radius-sm);
}
.menu-toggle svg { width: 22px; height: 22px; }
.menu-toggle .icon-close { display: none; }
.menu-toggle[aria-expanded="true"] .icon-open { display: none; }
.menu-toggle[aria-expanded="true"] .icon-close { display: block; }

.mobile-nav {
  display: none;
  position: fixed;
  top: var(--header-height);
  right: 0;
  bottom: 0;
  left: 0;
  background: var(--warm-white);
  z-index: 99;
  overflow-y: auto;
  padding: 24px;
  transform: translateY(-8px);
  opacity: 0;
  transition: transform var(--transition), opacity var(--transition);
}
.mobile-nav.is-open {
  display: block;
  transform: translateY(0);
  opacity: 1;
}
.mobile-nav ul { display: flex; flex-direction: column; gap: 4px; }
.mobile-nav a {
  display: block;
  padding: 16px 4px;
  text-decoration: none;
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--navy);
  border-bottom: 1px solid rgba(16,42,67,0.08);
}
.mobile-nav .header-cta { margin-top: 20px; width: 100%; }

@media (min-width: 900px) {
  .main-nav { display: block; }
  .menu-toggle { display: none; }
  .mobile-nav { display: none !important; }
  .header-cta.header-cta--mobile-hide { display: inline-flex; }
}
@media (max-width: 899.98px) {
  .header-actions .header-cta-desktop { display: none; }
}

/* ---------- Hero ---------- */
.hero {
  padding: 64px 0 60px;
  background: linear-gradient(180deg, var(--pale-bg) 0%, var(--warm-white) 100%);
  overflow: hidden;
}
.hero-inner {
  display: grid;
  gap: 48px;
  align-items: center;
}
@media (min-width: 960px) {
  .hero-inner { grid-template-columns: 1.05fr 0.95fr; gap: 64px; }
}
.hero-content h1 { margin: 16px 0 20px; }
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}
.hero-disclosure {
  margin-top: 18px;
  font-size: 0.85rem;
  color: var(--text-muted);
  max-width: 46ch;
}
.hero-graphic {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.hero-graphic svg { width: 100%; height: auto; display: block; }

/* ---------- Steps Panel ---------- */
.steps-panel {
  display: grid;
  gap: 22px;
  margin-top: 36px;
}
@media (min-width: 700px) {
  .steps-panel { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1080px) {
  .steps-panel { grid-template-columns: repeat(4, 1fr); }
}
.step-card {
  background: var(--white);
  border: 1px solid rgba(16,42,67,0.08);
  border-radius: var(--radius-md);
  padding: 26px 22px;
  position: relative;
}
.step-number {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  color: var(--gold-text);
  display: block;
  margin-bottom: 10px;
}
.step-card p { color: var(--text-dark); font-size: 0.98rem; }

/* ---------- Cards Grid ---------- */
.card-grid {
  display: grid;
  gap: 24px;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) {
  .card-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1000px) {
  .card-grid { grid-template-columns: repeat(3, 1fr); }
}

.resource-card {
  background: var(--white);
  border: 1px solid rgba(16,42,67,0.08);
  border-radius: var(--radius-md);
  padding: 28px 26px;
  transition: transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.resource-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.resource-icon {
  width: 46px;
  height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--pale-bg);
  border-radius: 10px;
  color: var(--blue);
}
.resource-card h3 { margin-top: 4px; }
.resource-card p { font-size: 0.96rem; flex-grow: 1; }

/* ---------- Featured Guide ---------- */
.featured-guide {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 48px;
  color: var(--white);
  display: grid;
  gap: 32px;
}
@media (min-width: 900px) {
  .featured-guide { grid-template-columns: 1.2fr 0.8fr; align-items: center; padding: 56px; }
}
.featured-guide .eyebrow { color: var(--gold); }
.featured-guide h2 { color: var(--white); margin: 14px 0 16px; }
.featured-guide p { color: rgba(255,255,255,0.8); }
.featured-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 22px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.7);
}
.featured-visual {
  border-radius: var(--radius-md);
  overflow: hidden;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
}

/* ---------- Three Column Feature ---------- */
.feature-columns {
  display: grid;
  gap: 32px;
  grid-template-columns: 1fr;
}
@media (min-width: 800px) {
  .feature-columns { grid-template-columns: repeat(3, 1fr); }
}
.feature-col { text-align: left; }
.feature-col .feature-icon {
  width: 44px; height: 44px;
  border-radius: 10px;
  background: var(--pale-bg);
  color: var(--blue);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.feature-col h3 { margin-bottom: 8px; }
.feature-col p { font-size: 0.96rem; }

/* ---------- Article Cards ---------- */
.article-grid {
  display: grid;
  gap: 26px;
  grid-template-columns: 1fr;
}
@media (min-width: 640px) {
  .article-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 1020px) {
  .article-grid { grid-template-columns: repeat(3, 1fr); }
}
.article-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid rgba(16,42,67,0.08);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition);
}
.article-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.article-card--coming-soon { opacity: 0.72; }
.article-card--coming-soon:hover { transform: none; box-shadow: none; }
.coming-soon-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--pale-bg);
  padding: 2px 9px;
  border-radius: 999px;
}
.article-card-media {
  aspect-ratio: 16/9;
  background: linear-gradient(135deg, var(--pale-bg), var(--coastal));
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.85);
}
.article-card-body { padding: 22px 22px 24px; display: flex; flex-direction: column; gap: 10px; flex-grow: 1; }
.article-category {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.article-card h3 { font-size: 1.12rem; }
.article-card p { font-size: 0.94rem; flex-grow: 1; }
.article-meta {
  font-size: 0.82rem;
  color: var(--text-muted);
  display: flex;
  gap: 10px;
  align-items: center;
}

/* ---------- CTA Callout ---------- */
.cta-callout {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  border-radius: var(--radius-lg);
  padding: 56px 40px;
  color: var(--white);
  text-align: center;
}
.cta-callout h2 { color: var(--white); }
.cta-callout p { color: rgba(255,255,255,0.85); max-width: 56ch; margin: 14px auto 28px; }
.cta-callout .disclosure {
  margin-top: 20px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.65);
  max-width: 60ch;
  margin-left: auto;
  margin-right: auto;
}

/* ---------- Newsletter ---------- */
.newsletter {
  text-align: center;
}
.newsletter-form {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
  max-width: 480px;
  margin: 26px auto 12px;
}
.newsletter-form input[type="email"] {
  flex: 1 1 240px;
  padding: 13px 16px;
  border: 1px solid rgba(16,42,67,0.18);
  border-radius: var(--radius-sm);
  background: var(--white);
}
.form-note {
  font-size: 0.82rem;
  color: var(--text-muted);
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.82);
  padding: 64px 0 28px;
}
.footer-grid {
  display: grid;
  gap: 40px;
  grid-template-columns: 1fr;
}
@media (min-width: 760px) {
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
}
.footer-brand .logo-text-primary,
.footer-brand .logo-text-secondary { color: var(--white); }
.footer-brand p { color: rgba(255,255,255,0.65); margin-top: 14px; font-size: 0.92rem; max-width: 32ch; }
.footer-col h4 {
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 12px; }
.footer-col a {
  text-decoration: none;
  color: rgba(255,255,255,0.75);
  font-size: 0.95rem;
}
.footer-col a:hover { color: var(--gold); }

.footer-disclaimer {
  margin-top: 48px;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.14);
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
}
.footer-bottom {
  margin-top: 28px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: space-between;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs {
  font-size: 0.85rem;
  color: var(--text-muted);
  padding: 22px 0 0;
}
.breadcrumbs ol { display: flex; flex-wrap: wrap; gap: 6px; align-items: center; }
.breadcrumbs a { text-decoration: none; color: var(--blue); }
.breadcrumbs a:hover { text-decoration: underline; }
.breadcrumbs li:not(:last-child)::after {
  content: "/";
  margin-left: 6px;
  color: var(--coastal);
}

/* ---------- Page Header (interior pages) ---------- */
.page-header {
  padding: 40px 0 56px;
  background: var(--pale-bg);
}
.page-header .eyebrow { margin-bottom: 14px; }
.page-header .lede { margin-top: 16px; }

/* ---------- Generic Content Prose ---------- */
.prose h2 { margin: 44px 0 16px; }
.prose h3 { margin: 30px 0 12px; }
.prose p { margin-bottom: 16px; color: var(--text-dark); }
.prose p + p { margin-top: 0; }
.prose ul, .prose ol { margin: 0 0 20px; padding-left: 22px; color: var(--text-dark); }
.prose li { margin-bottom: 8px; }
.prose a { color: var(--blue); }

/* ---------- Callout Box ---------- */
.callout {
  background: var(--pale-bg);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius-sm);
  padding: 22px 24px;
  margin: 28px 0;
}
.callout h4 { margin-bottom: 8px; }
.callout p { color: var(--text-dark); margin-bottom: 0; }
.callout--key {
  background: var(--navy);
  border-left-color: var(--gold);
  color: var(--white);
}
.callout--key h4, .callout--key p { color: var(--white); }

/* ---------- Table of Contents ---------- */
.toc {
  background: var(--white);
  border: 1px solid rgba(16,42,67,0.1);
  border-radius: var(--radius-md);
  padding: 24px 26px;
  margin: 28px 0 40px;
}
.toc h2 { font-size: 1.05rem; margin-bottom: 14px; }
.toc ol { padding-left: 20px; margin: 0; }
.toc a { color: var(--blue); text-decoration: none; font-size: 0.95rem; }
.toc a:hover { text-decoration: underline; }
.toc li { margin-bottom: 8px; }

/* ---------- Numbered Steps (article) ---------- */
.numbered-steps { counter-reset: step; list-style: none; padding-left: 0; }
.numbered-steps li {
  counter-increment: step;
  position: relative;
  padding-left: 46px;
  margin-bottom: 26px;
}
.numbered-steps li::before {
  content: counter(step);
  position: absolute;
  left: 0; top: 0;
  width: 32px; height: 32px;
  background: var(--navy);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: 0.95rem;
}
.numbered-steps h3 { margin-bottom: 6px; }

/* ---------- FAQ Accordion ---------- */
.faq-item {
  border-bottom: 1px solid rgba(16,42,67,0.1);
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 4px;
  font-weight: 600;
  font-size: 1.02rem;
  color: var(--navy);
}
.faq-question svg { flex-shrink: 0; transition: transform var(--transition); }
.faq-question[aria-expanded="true"] svg { transform: rotate(45deg); }
.faq-answer {
  overflow: hidden;
  max-height: 0;
  transition: max-height 240ms ease;
}
.faq-answer p { padding: 0 4px 20px; color: var(--text-muted); }
.faq-item.is-open .faq-answer { max-height: 500px; }

/* ---------- Author / Meta Line ---------- */
.article-meta-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 18px;
  color: var(--text-muted);
  font-size: 0.88rem;
  padding: 18px 0 30px;
  border-bottom: 1px solid rgba(16,42,67,0.08);
  margin-bottom: 32px;
}
.article-summary {
  font-size: 1.1rem;
  color: var(--text-muted);
  margin: 18px 0 6px;
  max-width: 65ch;
}

/* ---------- Forms ---------- */
.form-grid {
  display: grid;
  gap: 20px;
  grid-template-columns: 1fr;
}
@media (min-width: 620px) {
  .form-grid--two { grid-template-columns: 1fr 1fr; }
}
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-field label {
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--navy);
}
.form-field .required { color: var(--gold-text); }
.form-field input,
.form-field select,
.form-field textarea {
  padding: 13px 14px;
  border: 1px solid rgba(16,42,67,0.2);
  border-radius: var(--radius-sm);
  background: var(--white);
  font-size: 0.98rem;
  width: 100%;
}
.form-field textarea { min-height: 120px; resize: vertical; }
.form-field input:invalid:not(:placeholder-shown) {
  border-color: #b3453d;
}
.form-field-hint { font-size: 0.82rem; color: var(--text-muted); }

.form-card {
  background: var(--white);
  border: 1px solid rgba(16,42,67,0.1);
  border-radius: var(--radius-lg);
  padding: 34px;
  box-shadow: var(--shadow-sm);
}

.checkbox-field {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.checkbox-field input {
  width: 20px; height: 20px;
  margin-top: 3px;
  flex-shrink: 0;
}
.checkbox-field label { font-weight: 500; color: var(--text-dark); font-size: 0.92rem; }

.form-success {
  display: none;
  background: var(--pale-bg);
  border: 1px solid var(--coastal);
  border-radius: var(--radius-md);
  padding: 22px;
  margin-top: 20px;
  color: var(--navy);
}
.form-success.is-visible { display: block; }

.form-warning {
  background: #FBF3E9;
  border: 1px solid var(--gold);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  font-size: 0.88rem;
  color: var(--text-dark);
  margin-top: 18px;
}

/* ---------- Two Column Page Layout ---------- */
.two-col {
  display: grid;
  gap: 44px;
  grid-template-columns: 1fr;
}
@media (min-width: 960px) {
  .two-col { grid-template-columns: 0.9fr 1.1fr; align-items: start; }
}
.process-list { display: flex; flex-direction: column; gap: 22px; margin: 28px 0; }
.process-item { display: flex; gap: 16px; }
.process-item .num {
  flex-shrink: 0;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--pale-bg);
  color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-heading);
  font-weight: 700;
}
.process-item h4 { margin-bottom: 4px; }
.process-item p { font-size: 0.94rem; }

/* ---------- Search / Filters (Articles page) ---------- */
.article-toolbar {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 36px;
}
.search-field {
  position: relative;
  flex: 1 1 260px;
  max-width: 380px;
}
.search-field input {
  width: 100%;
  padding: 12px 14px 12px 42px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(16,42,67,0.18);
  background: var(--white);
}
.search-field svg {
  position: absolute;
  left: 14px; top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
}
.filter-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.filter-chip {
  padding: 8px 16px;
  border-radius: 999px;
  border: 1px solid rgba(16,42,67,0.18);
  background: var(--white);
  font-size: 0.86rem;
  font-weight: 600;
  color: var(--text-dark);
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
.filter-chip:hover { border-color: var(--blue); }
.filter-chip.is-active {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

.pagination {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 48px;
}
.pagination button, .pagination span {
  min-width: 40px;
  height: 40px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(16,42,67,0.15);
  background: var(--white);
  font-weight: 600;
  font-size: 0.9rem;
}
.pagination .is-current { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* ---------- Related Articles ---------- */
.related-grid {
  display: grid;
  gap: 22px;
  grid-template-columns: 1fr;
}
@media (min-width: 700px) {
  .related-grid { grid-template-columns: repeat(3, 1fr); }
}

/* ---------- Legal / Policy Pages ---------- */
.review-banner {
  background: #FBF3E9;
  border: 1px solid var(--gold);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  margin-bottom: 40px;
  font-size: 0.95rem;
  color: var(--text-dark);
}
.review-banner strong { color: var(--navy); }
.legal-toc {
  background: var(--pale-bg);
  border-radius: var(--radius-md);
  padding: 24px 26px;
  margin-bottom: 40px;
}
.legal-toc ol { padding-left: 20px; }
.legal-toc a { color: var(--blue); text-decoration: none; }
.legal-toc a:hover { text-decoration: underline; }

/* ---------- Image placeholder ---------- */
.img-placeholder {
  background: linear-gradient(135deg, var(--pale-bg), var(--coastal));
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(16,42,67,0.55);
  font-size: 0.82rem;
  font-weight: 600;
  text-align: center;
  padding: 20px;
  border-radius: var(--radius-md);
}

/* ---------- Contact category cards ---------- */
.contact-categories {
  display: grid;
  gap: 18px;
  grid-template-columns: 1fr;
  margin-bottom: 40px;
}
@media (min-width: 700px) {
  .contact-categories { grid-template-columns: repeat(2, 1fr); }
}
.contact-category-card {
  border: 1px solid rgba(16,42,67,0.1);
  border-radius: var(--radius-md);
  padding: 20px 22px;
  background: var(--white);
}
.contact-category-card h4 { margin-bottom: 6px; }
.contact-category-card p { font-size: 0.9rem; }

/* ---------- Utility ---------- */
.mt-0 { margin-top: 0; }
.divider {
  height: 1px;
  background: rgba(16,42,67,0.1);
  border: none;
  margin: 48px 0;
}

@media (max-width: 640px) {
  .section { padding: 56px 0; }
  .featured-guide { padding: 32px 24px; }
  .cta-callout { padding: 40px 24px; }
}